Access Your Ideal Residence: Reasonably Priced Home Loan Options from HDFC Bank Are Here!

Start your journey to home ownership with simplicity! A variety of affordable home loan alternatives that are customized to meet your needs are offered by HDFC Bank. Examine cheap option to find accessible routes to your ideal home. take advantage of affordable prices and personalized service that make purchasing the house of your dreams attainable.Find out how HDFC Bank’s dedication to flexibility and affordability can help you get one step closer to owning your ideal house. Take advantage of the chance to receive the ideal house loan that meets your goals and budget with clear terms and a customer-focused approach. Make the most of our customized services and clear the path to your dream home with one of HDFC Bank’s affordable home loan alternatives.

Understanding HDFC Bank Home Loan Fees: A Comprehensive Guide to Processing Charges and Fees”

For Salaried/Self-employed Professionals: Up to 0.50% of loan amount or Rs 3,000, whichever is higher
For Self-employed Non-Professionals: Up to 1.50% of loan amount or Rs 4,500, whichever is higher

(50% off on processing fees)

Get special savings on house loan processing fees! Take advantage of a discounted rate of up to 0.50% of the loan amount or Rs 3,000 for professionals who are salaried or self-employed. Take advantage of this chance with up to 1.50% of the loan amount or Rs 4,500, whichever is higher, if you are a self-employed non-professional. Enjoy an amazing 50% off of processing fees as well. Don’t pass up this opportunity to lower the cost and increase the accessibility of your dream of home ownership. Accept these exclusive deals to move one step closer to your dream house loan right now!

Adjustable Rate Loans (ARHL) and Combination Rate Home Loan (“CRHL”) during the period of applicability of the Variable Rate of interest- NIL

Fixed Rate Loans (“FRHL”) and Combination Rate Home Loan (“CRHL”) during the period of applicability of the Fixed Rate of interest- 2% + taxes

With our home financing alternatives, you may get the best of both worlds! Enjoy the convenience of NIL costs with Adjustable Rate Loans (ARHL) and Combination Rate Home Loans (CRHL) during the variable interest rate term. During this time, go for financial ease and flexibility.

Experience the security of a fixed rate for Fixed Rate Loans (FRHL) and Combination Rate Home Loans (CRHL) for the duration of the fixed interest rate period, combined with a modest cost of 2% + taxes. With our fixed-rate alternatives, you can decide on consistency and assurance for your repayment process.

Discover the range of home loans we provide, each one customized to fit your budget. Achieve your ideal mortgage arrangement while securing your dream house. Make wise choices and confidently start your homeownership journey.”

Chack Dishonour Charge	Rs 300
list of Documents	Rs 500
Photo Copy Of document	Rs 500
PDC Swap	RS 500

Access Your Ideal Residence: Reasonably Priced Home Loan Options from HDFC Bank Are Here!”

Understanding HDFC Bank Home Loan Fees: A Comprehensive Guide to Processing Charges and Fees”

Easy House Loan Application: A Comprehensive Guide to Using HDFC Bank’s Online Home Loan Application Process

Eligibility Criteria For HDFC Bank Home Loan

Documents Required To Take HDFC Bank Home Loan

Eligibility criteria for HDFC bank home loan

You can apply for home loan in HDFC Bank in this way. Visit the official website of HDFC Bank Home Loan.
Click on Apply for Home Loan
Click on Eligibility Check to know the eligible home loan amount
Under the Basic Information tab select Housing Loan Types Guru Loan Guru Renewal Arun Plot Room etc. Click on the link next to the loan type for more details
If you have shortlisted the property then click on Yes and fill the property details City State Estimated cost of the property If the property has not been decided yet then click on No Name of the applicant
Enter your name under If you want to add co-applicants to your home loan, select the number of co-applicants (maximum 8)
The applicant should then fill in his/her residential location, city, state, gender, age, occupation, mobile number, service, age, email ID, gross/total monthly income and current EMI, if any.
Under the offer experience, you will get the home loan generation and maximum home loan amount for which you are eligible, loan tenure, EMIs payable, interest rate and interest rate type (fixed or floating)!
Select the loan product of your choice. The home loan application form opens where the details already provided by you are pre-filled! Fill the remaining details (Date of Birth and Password) and click on Submit.
Upload required documents

Pay the processing fee and your online HDFC Bank home loan application is complete

You can visit the official website of Bank Bazar at www.bankbazar.com and navigate to the ‘Home Loan’ section under the Loans menu. You will be able to see the list of loan providers and click on ‘Apply Now’ next to the HDFC Home Loan section. Click on ‘ button and can easily check home loan status
You can visit the official HDFC portal and fill the form by following the on screen instructions. You can also track the status of your HDFC home loan application through this portal!
You can also use the offline mode to apply for a home loan through HDFC Home Loan. You can visit one of the nearest branches and contact an executive of the home loan department to guide you through the process. Alternatively you can also contact HDFC Home Loan Customer Care for this
Contact Number:+91(22) 66636000

Getting Access to Home Loan Eligibility: HDFC Bank’s Standards, Income Limits, and Evaluation Patterns

Minimum age 18 years –
Maximum age 70 years –
Occupation- Salaried/Self-Employed Professionals (Doctor, Lawyer, Engineer, Architect, Consultant)
Employed Non Professionals (Commission Agents Contractors Traders)
Minimum income – ₹10000 per month for salaried individuals
And for self employed persons ₹200000 per year!
Additionally, HDFC Bank home loan eligibility can also be determined based on other factors including credit score, monthly income and EMI ratio of your home loan application.

Documents Required To Take HDFC Bank Home Loan

The detailed list of home loan documents to be submitted for HDFC Bank home loan application is given below:
ID proof- PAN card or Form 60.
Passport, Voter ID, Driving License, duly signed by a state government official, Job card issued by NREGA, Proof of possession of Aadhaar number, Letter issued by National Population Register containing details of name and husband.
income certificate-
For salary earners:
Salary slip of last three months
perfume and form 16
Last 6 months bank account statement salary credit is visible

For self-employed people:
ITR with income calculations for last three assessment years of both individual and business entity (duly verified by CA)
Current account statement of the business entity and savings account statement of both individuals and business entity for the last 6 months (duly verified by CA)